IS TOW TRUCK SERVICE INCLUDED IN CAR INSURANCE?
No matter how carefully you drive the automobile, there is always a chance of getting into an accident because of the heavy traffic and terrible drivers on the road. You have no influence over other motorists. Even if you do not have an accident, technical problems can leave you stranded on the road. These can happen anywhere, at any moment, and are difficult to forecast, even with the newest technologies. As a vehicle owner, you must know towing san jose.
You will then have no choice but to call a towing firm to transport your car. When disaster occurs, you start to question if your insurance will also cover the cost of the tow service because they are pricey.
DOES MY INSURANCE COMPANY COVER TOW TRUCK SERVICE?
If you have insurance, do not assume that your auto insurer will cover the cost of the tow truck service because, for the most part, insurance companies do not cover tow service costs. To make it happen, you must pay for this service, which is typically referred to as “roadside help,” apart from the insurance money.
It is reasonably priced and is available as an add-on to your insurance plan. It would be a sensible choice to sign up for this roadside help because you never know when you might need to use a tow truck firm, whose services can be costly if they are not covered by your insurance.
But suppose that an accident leaves your car so badly damaged that it is immobile. You must tow it, therefore. Typically, you won’t be responsible for paying the towing fees. Instead, all of the damages to your car—including towing fees—will be covered by the at-fault driver’s insurance provider.
WHICH THINGS ARE TAKEN CARE OF BY ROADSIDE ASSISTANCE?
Depending on your insurance provider, the coverage for roadside assistance may differ. However, if you are trapped on the road as a result of one of the following situations, roadside assistance typically takes care of you:
- Tow truck service (up to a certain distance)
- Car battery jump-start
- Locksmith services
- Flat tire change
- Deliver enough gas to take you to the fuel station
DURING TOWING, DOES MY INSURANCE COVER MY CAR?
Technically, in order to obtain insurance, you must be driving a vehicle. However, the answer is that yes, your insurance carrier will cover your car while it is being towed. If you have collision coverage, your insurance provider will pay all the costs if your automobile is damaged while being towed. Your damages will be paid for by the negligent driver if the tow truck crashes while your car is still on it.