HOW TO CLAIM CAR INSURANCE IN UAE AFTER AN ACCIDENT
If you have comprehensive car insurance and are in an accident, you may be able to recover those costs. If the claim is approved, your insurance company will pay for every expense associated with fixing your car. Damages won’t be your responsibility to cover out of pocket. You must realise that a “claim” is an application that notifies the company of the accident and asks them to compensate for the damages.
Driving without insurance is against the law and can get you into a lot of legal trouble if you live in the UAE. Therefore, check your auto insurance before getting behind the wheel. If you’re looking for auto insurance, PitStopArabia is a good choice.
You must submit a claim if you are involved in a collision. Unfortunately, a lot of people are unaware of the proper procedure. As a result, they are forced to cover all damages when their claim process is unsuccessful. If you live in the UAE, you must follow a precise process in order to submit a valid claim. You must compile the necessary car insurance documentation and submit it along with all the necessary accident-proofing.
The procedure used to be a little chaotic. The UAE’s auto insurance providers, however, have switched to an online claims procedure. Now, you can quickly file a claim from home rather than going to the insurance company. The insurance provider chooses a repair facility for your vehicle after processing and verifying your claim. You can simplify your claim process with the aid of this article.
HOW TO MAKE A CLAIM?
There are various processes to filing a claim following an accident in the UAE. Additionally, it would be better if you were prepared with specific paperwork before filing a claim. You must follow the procedures below to ensure a smooth claim process:
1. NOTIFY THE POLICE
Get in touch with the police right away if you’ve been in an accident. Inform the police of the accident’s location. The police will look into the incident, determine who was at fault, and determine how it occurred. Later, the cop will provide you a copy of the investigative report. Your insurance provider will need this report to accurately analyse the damage to your car.
2. GATHER PROOF
The next step after telling the police is for you to compile your own evidence. This can be accomplished by documenting the accident from various viewpoints in photos and videos, which will strengthen your claim.
3. UNDERSTAND YOUR INSURANCE COVERAGE
Go over the terms and conditions of your insurance policy before contacting your insurance company and filing a claim. Make sure to thoroughly read your insurance policy and leave no chance for rejection based on technicalities. Recognize the types of damages that are covered and under what circumstances. To prevent having your claim denied, do the appropriate preparations.
4. LET YOUR INSURANCE COMPANY KNOW
You must notify your insurance company of the accident in order to begin the claim procedure. The insurance company receives the report you created for the claim. You are not required to physically visit the office. You have the option of submitting the report by phone or email. The necessary paperwork for a claim report includes
- Car registration number
- Police report
- Details of insurance policy
- Driving license
- Claim form
5. CLAIM VERIFICATION
Your insurance provider will verify all the paperwork after you have completed the claim form along with all the previously specified supporting documentation. Your insurance provider will then attempt to determine the specifics of the accident. How? by looking over the police report and, in some situations, any evidence you’ve sent. The insurance company contacts you following verification.
6. REPAIR SHOP ASSIGNED
Once the insurance provider has approved the claim, they provide you with a list of repair facilities from which you can choose to have your vehicle fixed and issue you a reference number. You won’t be charged anything if you have the automobile fixed at one of the businesses on their list. But you can also get your automobile mended somewhere else if you’re not happy with those shops.
Bringing your car to PitStopArabia is a smart move. Our stores may be found all around the United Arab Emirates, and our team is very skilled and knowledgeable about fixing cars. Our first goal is making sure you are happy. If the business is not on the list, you will have to pay for the repair out of your own cash. The insurance provider must then receive the receipt in order to compensate you. The business then credits your account with the money.