DOES MY CAR INSURANCE COMPANY GIVE COVERAGE IF SOMEONE ELSE DRIVES MY CAR

DOES MY CAR INSURANCE COMPANY GIVE COVERAGE IF SOMEONE ELSE DRIVES MY CAR

To be allowed to drive in Dubai and the other Emirates, residents of the UAE must possess a valid driver’s licence and car insurance. In addition, your vehicle must be left-hand drive in order to be allowed to drive on UAE roadways. With a few exceptions, right-hand autos are not permitted in the UAE. You shouldn’t be concerned if you check every box. You can drive around the UAE without any issues.

UAE – TOP TOURIST DESTINATION

But everyone is aware that Dubai and the rest of the UAE are popular travel destinations. In other words, one of your friends or relatives might choose to pay you a visit while you’re in Dubai. They would undoubtedly require a vehicle to discover the splendour of the Emirates.

You can’t take them throughout the city for whatever reason. In order to let them explore and have fun without having to worry about transportation, you decide to lend them your car. You already know they have a current driver’s licence, but just to be cautious, you check again. Another possibility is that your friend’s automobile broke down and is being repaired in the shop.

He needs your car to do some crucial matters. Thus, you choose to give him your vehicle. However, as there is a lot of traffic in Dubai, you start to wonder the most important question. Will my insurance provider provide coverage if a different person operates my car? You will receive the precise response you seek from this essay.

WHO IS ALLOWED TO DRIVE MY CAR IN DUBAI?

Prior to this change, only those with a valid driver’s licence on a visit visa were allowed to operate a rental vehicle. The Transportation Authority modified the rules and made it simpler for tourists and other people to operate someone else’s car, therefore the same is no longer true.

If you live in the UAE, you are just required to have a current UAE driver’s licence to operate another person’s vehicle. If you are in possession of a valid international driving licence and are in possession of a visit visa, you may drive a car with a Dubai registration solely and transport it to other cities.

Valid International Driving Licence

However, you are permitted to operate the vehicle on your home country’s licence as well if you are from one of the following nations and have a valid passport and visitor visa. These nations consist of:

  • Australia
  • America
  • Canada
  • Belgium
  • Austria
  • Germany
  • Spain
  • Greece
  • Switzerland
  • Netherlands
  • Portugal
  • Finland
  • Poland
  • Turkey
  • United Kingdom
  • Japan
  • South Africa
  • Hong Kong
  • Singapore
  • New Zealand

Additionally, the list covers nations that are a part of the Gulf Cooperation Council (GCC). These nations are

  • Saudi Arabia
  • Kuwait
  • Qatar
  • Bahrain
  • Oman

HOW TO GET A DRIVING LICENSE IN THE UAE?

PitStopArabia advises obtaining a driving licence if you have relocated to the UAE for employment or residence. But beware—the majority of test-takers will fail it multiple times. Why? Some people find the driving exam to be difficult. That is not the case, though. According to our observations, those who perform poorly on the test are unskilled and make simple errors. How to pass the UAE driving exam on your first try was previously addressed. Visit it and read it.

BEST AUTOMOBILE INSURANCE COMPANIES FOR EXPATS & TRAVELLERS

You’ve come to the right place if you’re looking for auto insurance in the UAE. On our website, we have discussed every facet of auto insurance in the UAE. Check out our article on the “TOP FIVE BEST CAR INSURANCE COMPANIES IN UAE FOR EXPATS AND TRAVELERS” if you are an expat or a traveller.

WILL MY INSURANCE COMPANY PROVIDE COVERAGE?

We already know who is qualified to operate a vehicle in Dubai. Returning to our original inquiry, will my insurance provider give coverage if a third party operates my vehicle? Your insurance provider will decide on the response to this query. Every insurance provider has specific guidelines, rules, and regulations surrounding the use of a covered vehicle by a third party.

Therefore, it is strongly advised that you get in touch with your insurance provider and speak with an agent before giving the keys to someone else. They might be qualified to operate your vehicle in Dubai and the rest of the UAE. But the real concern is whether your auto insurance provider would pay for them. Another thing to think about is that when the insurance provider gives you the all-clear,

In the UAE, there are insurance providers who permit anyone to operate your vehicle. They must, however, possess a current driver’s licence. Few insurance providers even demand that non-resident drivers obtain a UAE provisional licence before using the car.

Only “designated drivers” in the UAE are covered by some companies’ insurance policies. The policy includes a reference of the designated driver’s name. If someone other than that driver drives and gets into an accident, the insurance company is not liable to pay for any damages.

The majority of the time, your insurance provider offers coverage even while your automobile is being driven by someone else. The “designated driver” must have a valid driver’s licence and give permission for someone else to operate his car. However, to avoid any annoyance or trouble in the event of an accident, you should first establish whether your policy permits others to drive your vehicle.

If you want information about car insurance, click here to know about TO CLAIM CAR INSURANCE IN UAE AFTER AN ACCIDENT.

By Mishal

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